Travel Medical Insurance for a Schengen Visa (€30,000 Rule)
Cover must be valid in all Schengen countries for the whole stay, at least €30,000, including hospital, emergency care, medication and repatriation incl. death.[1][2] Germany rejects reimbursement-only-after-return policies.[3]
General information, not legal advice. Only the consulate decides; no document guarantees a visa. Check the current official list before applying.
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FAQ
How much cover is required?
At least €30,000, valid across the Schengen area for the entire stay.
Last checked: 17 Oct 2026